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Home Purchase Loans in San Jose, Los Gatos, Mountain View

Hello, I'm Sergio Michel, a dedicated mortgage loan officer at Sergio Michel Mortgage Team, Powered by PMG Home Loans. With many years of experience in the mortgage industry, I am committed to providing personalized and comprehensive loan solutions to help my clients achieve their homeownership dreams.

For those looking to purchase a new home or refinance their existing mortgage, I specialize in a wide range of loan types, including FHA, VA, USDA, Jumbo, Conventional, Reverse Mortgage, Non-QM, and Bridge Loans. No matter your unique financial situation, I have the expertise to guide you through the loan process and find the best option for your needs.

When it comes to FHA Loans, I understand the specific requirements and benefits that come with these government-backed loans. Whether you're a first-time homebuyer or looking to make a lower down payment, I can help you navigate the FHA loan process with ease.

For veterans and active-duty service members, VA Loans are an excellent option for financing a home purchase. I am dedicated to assisting our military community in accessing the benefits of VA Loans and ensuring a smooth and efficient loan experience.

USDA Loans are ideal for those seeking to purchase a home in rural or suburban areas. As a mortgage loan officer, I am well-versed in the eligibility criteria and advantages of USDA Loans, and I am dedicated to helping clients take advantage of this affordable financing option.

In the beautiful and vibrant cities of San Jose, Los Gatos, and Mountain View, I am proud to serve as a trusted resource for homebuyers seeking Home Purchase Loans. Each of these cities offers its own unique appeal and diverse real estate market, and I am committed to helping clients in these communities achieve their homeownership goals.

San Jose is a dynamic city known for its thriving tech industry and diverse neighborhoods. Whether you're interested in purchasing a home in the heart of Silicon Valley or in the surrounding suburbs, I can assist you in securing the ideal Home Purchase Loan for your needs.

Los Gatos, with its charming downtown and picturesque surroundings, is a sought-after location for homebuyers. As a mortgage loan officer serving Los Gatos, I am dedicated to providing personalized guidance and tailored loan solutions to help you make your dream of homeownership a reality in this desirable community.

Nestled in the heart of Silicon Valley, Mountain View offers a blend of urban amenities and natural beauty. Whether you're looking to purchase a home in a bustling neighborhood or a more tranquil setting, I have the expertise to help you navigate the Home Purchase Loan process in Mountain View and secure the ideal financing for your new home.

With a deep understanding of the local real estate landscape in San Jose, Los Gatos, and Mountain View, I am committed to providing clients with the knowledge and support they need to make informed decisions about their home purchase. I take pride in offering personalized attention and expert guidance to help clients achieve their homeownership dreams in these vibrant California communities.

I am eager to assist you in navigating the loan process and guiding you toward the best Home Purchase Loan for your specific needs. Whether you're a first-time homebuyer, a seasoned homeowner, or looking to refinance, I am here to provide you with the dedicated support and expertise you deserve. Contact me today and lets start your journey toward homeownership in San Jose, Los Gatos, or Mountain View.

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What our clients say about us!

Exceptional expertise in Finance & Insurance, specializing in Residential Mortgages. Sergio Michel's guidance is unparalleled; he's knowledgeable, supportive, and ensures every client's needs are met. Highly recommended for top-notch mortgage advice and support!

Contact Us

1700 Eureka Rd Suite 155
Roseville, CA 95661
Phone: (408) 856-2770